After a car accident, the costs for medical expenses, lost wages, and other damages can rack up quickly. Even a “minor” injury can lead to thousands of dollars in doctor’s visits, medications, and physical therapy appointments, as well as put this person out of work.
Most injury victims rely on insurance to cover the costs of these accident-related expenses. In some states that follow a “fault” insurance system, the insurance company of the at-fault driver will likely be held liable to compensate those injured.
New York, on the other hand, follows a no-fault insurance system. This means that car accident victims are generally reimbursed by their own insurance companies for their injuries and other damages, no matter which driver is considered to be responsible for the crash.